Types of insulation available
Installing home insulation is an easy and cost-efficient energy saving measure for your home. The Energy Saving Trust estimates that over a third of your home’s heat is lost through your walls and around a quarter is lost through an uninsulated roof. By reducing this heat loss you will reduce your carbon footprint, reduce your energy consumption and ultimately reduce your heating bills and make considerable savings every year.
You can insulate your home in many ways, but the main 3 types of insulation that make the biggest difference and have UK Government funding and incentives for is cavity wall insulation, loft insulation and external solid wall insulation.
Government funding and Incentives for insulation
The UK government is pushing for homeowners to ensure their home has sufficient insulation installed because this is the most cost effective way for homes to become more energy efficient. Therefore, to incentivise property owners to install insulation at their property there are multiple Government insulation grants available to UK residents including Green Deal insulation and the Energy Companies Obligation (ECO).
Free cavity wall insulation
Free cavity wall insulation is available to everyone and anyone who has unfilled cavity walls at their home. A cavity wall is made from two layers that have a small gap between them which traps a layer of warm air between the two brick layers. You will typically find unfilled cavity walls at a property that was built between 1924 and 1982. Properties built after 1982 had their cavities filled at time of construction as it became a regulation.
There are multiple benefits for installing cavity wall insulation at your home:
– Reduce your energy bills of up to £110 a year
– Cut down on your CO2 emissions
– Reduces your condensation
– Can increase your home’s value because it will improve your home’s EPC
The insulation installation is a very simple process but one that needs to be carried out by an accredited installer with valid Public Liability insurance.
Free loft insulation
If your loft isn’t sufficiently insulated then your home will be losing 25% of its heat through the roof. Unlike cavity wall insulation funding, free loft insulation grants with the Energy Companies Obligation (ECO) have more specific requirements to be eligible, such as homeowners have been receiving certain benefits, live in a high fuel poverty area or if you have solid walls that external solid wall insulation could be fitted at. Homeowners who are installing external solid wall insulation qualify for free loft insulation as a secondary energy saving measure. You can also claim 95% of the loft insulation grant if you are having cavity wall insulation installed at the same time. Therefore, you will only need to pay £49 for your loft insulation whilst getting free cavity wall insulation.
External solid wall funding
If your home has uninsulated external solid walls then your home will be losing up to 45% of its heat through the walls – this is twice as much as the heat loss through unfilled cavity walls.
There are different levels of external solid wall insulation grants available depending on your heating fuel type. Homeowners can claim up to 100% solid wall insulation grants if they use electricity or solid fuels to heat their home. Property owners who use gas, oil or LPG can get 50% funding. Everyone can qualify for as proportion of the solid wall grant regardless of where you live and your personal finance situation. The Energy Companies Obligation (ECO) funding ensures that any hard-to-treat properties such as solid wall properties (built pre-1930) could be eligible for external or internal solid wall insulation.